Please read these general terms and conditions for this website usage and access (the “T&C”) carefully before using this website (the "Website"). This T&C govern your access to and use of the Website. The Website is available for your use only on the condition that you agree to the terms of use set forth below. if you do not agree to all of the T&C, do not access or use the Website. by accessing or using the Website, you and the entity you are representing ("You" and/or "Your") signify your agreement to be bound by the T&C.

1- User Eligibility

The Website is provided by Jerusalem Insurance Company (“JICO”) and available only to persons over 18 years old; JICO does not accept agreements and payments from persons under the legal age of 18 years. If You do not qualify, You are not permitted to use the Website.

2- Scope of T&C

This T&C governs Your use of the Website and all applications, software, and services (collectively, "Services") available on the Website, except to the extent such Services are the subject of a separate agreement. Specific terms or agreements may apply to the use of certain services and other items provided to You on the Website.

3- JICO Premiums

The JICO premiums applicable to You are those in effect at the time You purchase the JICO product. Use of the JICO product obtained through this Website shall be subject to the provisos of this T&C in addition to any other terms and conditions that may be applicable to such products as provided in the related agreement(s).

4- Information

The information contained on this Website are provided for information purposes only and JICO will use reasonable care and skill to ensure that it is accurate at the date of publication. However‚ JICO makes no warranty as to the accuracy of any information on this Website and cannot accept liability for any errors or omissions within it. Your use of any information, Content or materials on this Website is entirely at Your own risk, for which JICO shall not
be liable. It shall be Your own responsibility to ensure that any products, Services or information available through this Website meet your specific requirements.

Neither JICO nor any third parties provide any warranty or guarantee as to the accuracy,timeliness, performance, completeness or suitability of the information, Services and materials found or offered on this Website for any particular purpose. You acknowledge that such information, Content, Service and materials may contain inaccuracies or errors and JICO expressly exclude liability for any such inaccuracies or errors to the fullest extent
permitted by law.

5- Security

JICO cannot warrant that this Website is free of viruses or technical defects of any description and accepts no responsibility for any technical problems arising from Your use of this Website.

Additional information regarding the security of personal data and the use of cookies is available in JICO privacy policy published on this Website.

6- Data Protection and Privacy

For information regarding the privacy of Your personal data‚ and the use of cookies please review JICO privacy policy and cookies policy, available on this Website, which form integral part of this T&C.

7- Refund

Refund differs from a JICO product to another; please revise the related terms and conditions that may be applicable to such products as provided in the related agreement(s).

8- License and Ownership

Any and all intellectual property rights ("Intellectual Property") associated with the Website and its contents (the "Content") are the sole property of JICO or third parties. The Content is protected by copyright. Elements of the Website are also protected by trade dress, trade secret, unfair competition, and other laws and may not be copied or imitated in whole or in part. All custom graphics, icons, and other items that appear on the Website are trademarks, service marks or trade dress ("Marks") of JICO or third parties that have
granted JICO the right and license to use such Marks and may not be used or interfered with in any manner without the express written consent of JICO. Except as otherwise expressly authorized by these T&C, You may not copy, reproduce, modify, lease, loan, sell, create derivative works from, upload, transmit, or distribute the Intellectual Property of the Website in any way without JICO's or the appropriate third party's prior written permission.Except as expressly provided herein, JICO does not grant to You any express or implied
rights to JICO's or any third party's Intellectual Property.

9- Links

The Website may contain links to third-party Websites and resources ("Outbound Links").These Outbound Links are provided solely as a convenience to You. JICO makes no representations or warranties regarding the correctness, accuracy, performance or quality of any content, software, service or application found at any Outbound Links. If You accessed any Outbound Link, You do so at Your own risk and subject to any applicable policies and terms and conditions of use.

10- Suspension & Termination

You acknowledge that JICO may, at its sole discretion, suspend or terminate Your use of the Website at any time and for convenience, even if access and use continues to be allowed to others. You also acknowledge and agree that JICO shall not be liable to You or any third party for any suspension or termination of Your access to the Website.

11- Disclaimer of Warranties

JICO makes no representations about the results to be obtained from using the Website, the Services, the information or the Content; You acknowledge that any such use is at Your own risk.
The Website, the Services, the information and the content are provided on an "as is" basis.
JICO, its licensors, and its suppliers, to the fullest extent permitted by law, disclaim all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties' rights, and fitness for a particular purpose. JICO makes no representations or warranties about the accuracy,completeness, security or timeliness of the Content, information or Services provided on or through the use of the Website.

12- Limitation of Liability

In no event shall JICO or any third parties mentioned at the website be liable for any incidental, indirect, exemplary, punitive and consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the Website, the information, the Services or the Content whether based on warranty,contract, tort, or any other legal theory, and whether or not JICO is advised of the possibility of such damages. The remedies stated for You in this T&C are exclusive and are limited to
those expressly provided for in these terms of use.

13- Governing Law & Jurisdiction

This T&C is governed and constructed by the laws of the Hashemite Kingdom of Jordan. in the event of a dispute the parties shall irrevocably submit to the exclusive jurisdiction of the Courts of Central Amman.

14- Modifications

JICO may revise and update this T&C at any time. Your continued usage of the Website after any changes to this T&C will mean You accept those changes. Any aspect of the Website may be changed, supplemented, deleted or updated without notice at the sole discretion of JICO. JICO may also change or impose fees for products and services provided through the Website at any time in its sole discretion. JICO may establish or change, at any time, general practices and limits concerning other JICO products and services in its sole discretion.

15- Entire Agreement

This T&C, as may be updated from time to time and posted at this Website, represents the complete agreement and understanding between us with respect to the use of the Website, the information, the Content and the Services and supersedes any other written or oral agreement.